Sign up for DS News Daily About Author: Nicole Casperson Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: HOUSING mortgage Single Family Rental Previous: Lenders: Top 5 Cities with Fastest Income Growth Next: FHFA Data Shows Decrease in Short Sales, Deeds-in-Lieu Amherst Capital Management released a new paper on Tuesday titled, “U.S. Single-Family Rental—Institutional Activity in 2016/2017,” revealing that institutional ownership of single-family rental (SFR) homes surpassed 200,000 homes in 2016.As investors continue to capture a growing share of the expanding SFR market, the data reveals that the biggest takeaway is that total institutional investment in SFR homes reached $33 billion at the end of 2016.While $33 billion is a “big leap” for an asset class that has little institutional involvement until six to seven years ago, the paper notes that this represents only a “teensy drop in the bucket compared to the total value of single family homes which we estimate at about $26 trillion. Even among the 15 million or so single-family rentals, institutions own less than 2 percent.”According to Sandeep Bordia, Head of Research and Analytics at Amherst Capital, as institutional activity in the SFR market continues to increase, it is driven by relatively attractive valuations, modestly strong home price appreciation, and stable financing.“Our data shows that newer entrants and mid-sized institutions accounted for the majority of institutional SFR home purchases over the last year, compared to a slowdown in buying activity among larger institutional holders,” said Bordia. “We believe that evolving demographics, financial factors and shifting consumer preferences, will keep demand for SFR homes elevated over the coming years.”Amherst Capital describes several notable shifts occurring in the SFR space, including, including, “newer entrants and mid-sized institutions have increased market share of institution-owned SFR homes, compared to a buying slowdown among larger institutions and institutional SFR buying shifted geographically to the Southeast and Midwest U.S., away from Western markets prioritized by early SFR entrants.”In addition, the paper notes that recent institutional SFR activity demonstrates that the demand for SFR homes will remain strong.To view the full paper, click here. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Headlines Demand Propels Home Prices Upward 2 days ago Nicole Casperson is the Associate Editor of DS News and MReport. She graduated from Texas Tech University where she received her M.A. in Mass Communications and her B.A. in Journalism. Casperson previously worked as a graduate teaching instructor at Texas Tech’s College of Media and Communications. Her thesis will be published by the International Communication Association this fall. To contact Casperson, e-mail: [email protected] HOUSING mortgage Single Family Rental 2017-10-10 Nicole Casperson The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Print This Post The Best Markets For Residential Property Investors 2 days ago Market Update on SFR Activity October 10, 2017 1,231 Views Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago Home / Daily Dose / Market Update on SFR Activity Subscribe
Sarah Kent examines the biases and stereotypes facing Oxford students. University is a liberating place: suddenly the overbearing parents are gone, the controlling girlfriend is miles away, and there’s no one who knows that embarrassing story about what happened at that party. It’s little wonder that many people see university as a chance to reinvent themselves. Stepping out of his mummy’s car on the first day of fresher’s week is not Craig Potts, famed at school for his greasy hair and unpleasant odour, but Craig Potts, super stud, who over the summer has had a haircut and bought some Lynx. OK, perhaps he still has some way to go, but the point is clear: university is a time to grow from the caterpillar you were into the butterfly you always knew you could be.University is certainly a liberating place. But what everyone seems to forget is that university comes with its own baggage, in Oxford’s case some 800 years worth. While it is perfectly possible to reinvent oneself, and shed the personal embarrassments and mistakes of the past, you cannot change the attitudes and preconceptions surrounding an institution with which you are affiliated. Much like family, where you go to university will always be there, lurking in the background, ready to embarrass you the minute you hear the words, “Oh, you didn’t go there did you? My son simply loved it there, you two must meet.”Of course, having to spend painful and silent minutes with the offspring of family friends is hardly an experience unique to Oxford students. Even if you did not have the tenuous common link of sharing an educational institution, it is likely you would have been made to sit in the corner having a “delightful time” anyway. And of course, you are just as likely to have to write Cousin Bob’s personal statement because you go to Leeds, and he’s simply dying to go there, as you are if you go to Oxford. Yet Oxford has its own special identity and it comes with a unique ability to create truly uncomfortable situations the minute you admit to studying there. Of course there is no denying Oxford’s credentials as an intellectual heavyweight. As Wikipedia helpfully points out, Oxford has been placed best in the United Kingdom for the 6th consecutive year in The Times Good University Guide (2003-2008). Quite how it has been ranked for a year which has not yet occurred is a mystery. Still, it’s certainly performed crackingly. Indeed, there’s a lot to be said for the argument, backed by the venerable statistics supplied by The Times, that being associated with Oxford can be very very beneficial. It will help you get a job, make contacts, and generally sustain a nicely bourgeois level of existence. This is proved by the illustrious list of names to be found attendant at our careers fairs. Companies which consider only a handful of universities in the country worthy of a recruiting visit invariably place Oxford on the top of their lists. What could be better? All because of Oxford you walk out of university cherry-picked for a job, having put in hardly any effort yourself.Or at least that’s what you’re meant to think. In this age of positive discrimination, the name Oxford seems to be losing its illustrious ring. Attending a recent talk at a top-tier London law firm I was assured that Oxford and Cambridge were afforded no special treatment, and students from these universities were certainly not at an advantage when it came to getting a job. I was inclined not to be unduly worried by these words, since this very firm had already employed me, and indeed the majority of those working with me were from Oxbridge. Still, HR seemed to find this strange, and a little off-putting. This is the discrimination that 800 years of privilege has earned us.It is beyond an exaggeration to say that going to Oxford will damage your career prospects, but we no longer live in the age of old boys’ clubs and nepotism, or at least not openly, and it is, probably, not a guarantee of employment.But if, in the search for a job, graduates are happy to scrawl the word Oxford all over their CVs, it is a different matter when it comes to interactions with peers and equals. Making friends is a tricky and awkward process at the best of times, and it can be made even more tricky and awkward if you are having to waste time challenging silly preconceptions. This is where Oxford’s 800 years of history really starts to make itself felt. A lot of preconceptions can be formed in that time, and many of them are not particularly positive. Even if they are, they’re not going to help you make friends. Take, for example, the people who you worked with in Tesco’s over the summer. One goes to Luton University, another reads media studies; this is not a snobbish social commentary on those who work at Tesco’s (remember one of you goes to Oxford). In this reasonably typical situation, the conversation in which you discuss what you do and where you go is going to be inescapably awkward. The response will either be, “Wow, you must be so clever,” or, “I hear everyone who goes there is a posh twat.” Both tend to kill conversation. Of course you could always lie; I’m often tempted to just say Manchester and leave it at that, but then you always risk getting caught out, which tends to prove even more awkward. In these situations it doesn’t matter how much you’ve changed your hair and started to use deoderant you return to your inner Craig Potts, the generally abused outcast.Even worse is the situation in which you’re sitting with old friends who have never quite gotten over not getting into Oxford. It’s not your fault, you have done nothing wrong, but it’ll always cause tension in the friendship. It’s even worse when the person with a chip on their shoulder is a stranger. The conversation invariably turns into a competition in which they continually try to put you down in order to prove that even though they didn’t go to some fancy-schmancy university, they’re every bit as clever as you. After being forced to prove you can name the capitals of half the countries in the world, this tends to get old.Of course it’s not fair that something of which you should be proud can be such a stigma. Whatever its faults, whatever the flaws in its reputation, there it no denying that getting into Oxford is an achievement. And yet students here are very aware of the stigma that can go with attending such an institution. Indeed, it is ironic that many of them consider it to be true and even promote it themselves; it’s not uncommon to hear an Oxford student complain that everyone at the university is unbearably posh, when what they really mean is different. It is a shame that not only does prejudice exist within the University, but that it radiates out to reflect not just upon individuals, but everyone who studies there.It is a truth almost universally acknowledged that university is one of the most important times of your life. Even if it doesn’t actually shape the way you yourself are, which it invariably will, it will shape the way you are perceived for the rest of your life. Ultimately what must be remembered is that, however hard you try not to tick the boxes, it will always remain an inescapable truth that everyone starts life as a caterpillar.
In other college football news:— Miami star defensive end Gregory Rousseau has opted out of this college football season. He was second in the nation with 15.5 sacks last season. Hurricanes coach Manny Diaz said during a conference call that Rousseau would not play. He would have been a third-year sophomore and is eligible to enter the NFL draft next year. Rousseau is the fourth prominent player who has decided not to play in a season filled with uncertainty because of the pandemic. The others are Penn State linebacker Micah Parson, Virginia Tech cornerback Caleb Farley and Minnesota receiver Rashod Bateman. Rousseau had a breakout season in 2019. The 6-foot-6, 260-pounder is projected as a possible first-round draft pick.— Penn State All-American Micah Parsons is opting out of the 2020 season because of concerns about COVID-19. The junior linebacker will be eligible to enter the 2021 NFL draft and is already expected to be high first-round selection. Parsons is the third prominent player to pass on the college season and focus on draft preparation, joining Virginia Tech cornerback Caleb Farley and Minnesota receiver Rashod Bateman. Parsons led the Nittany Lions in tackles. He ended his college career with maybe his best game. In a Cotton Bowl victory against Memphis, Parsons had 14 tackles, two sacks and two forced fumbles— Penn State says it’s not expecting to have fans at home football games this season, a decision that will cost the schools millions in revenue. Penn State has one of the largest stadiums in the country, holding more than 107,000 fans for big games. Students typically camp out in “Nittanyville” around the stadium leading into football Saturdays. Statewide policies are limiting gatherings in Pennsylvania to fewer than 500 people. Athletic director Sandy Barbour says if the policies change, plans for fans might as well.— BYU will play at Navy on Labor Day night in a matchup of teams that had openers against traditional rivals canceled as Power Five leagues rearranged their schedules. The Cougars were originally slated to open their season on Sept. 3 at Utah, but the Pac-12 has gone to a conference-only schedule to deal with potential disruptions from the coronavirus pandemic. Navy was to have opened its season against longtime rival Notre Dame on Aug. 29 in Dublin, Ireland, on Aug. 29. That matchup was canceled after Notre Dame joined the ACC for the season. August 6, 2020 — Florida Gov. Ron DeSantis is pushing to get the annual football game between Florida State and the University of Florida rescheduled. He said Thursday that keeping the famed rivalry going will be good for the state. The two schools have played each other every year since 1958. But Florida State is in the Atlantic Coast Conference and Florida is in the Southeastern Conference. The ACC and SEC are limiting teams to an in-conference schedule only. The Republican governor says he’s going to work on keeping the rivalry going over the next few weeks.— Middle Tennessee is making up for losing three games by scheduling a very rare for football home-and-home with Troy. Athletic director Chris Massaro announced the agreement Thursday. Troy will visit Middle Tennessee either Sept. 5 or Sept. 19, when the Blue Raiders would have either opened visiting Duke or hosting Virginia Tech. Those games were canceled when the Atlantic Coast Conference decided to go to a league-only schedule this season. Middle Tennessee will visit Troy on Nov. 21. That’s the date the Blue Raiders would have visited UConn, which became the first FBS program to cancel its season Wednesday.— Ohio State is opening preseason training camp with strict coronavirus precautions in place and uncertainty about the coming season. The Buckeyes are scheduled to play a 10-game season against all Big Ten opponents starting Sept. 3. However, the season may still be canceled. The conference will make a decision in the coming weeks based on virus trends and after consultations with government officials. Coach Ryan Day says he talked to the team about virus-related issues but the focus quickly turned to football.— Two sons of pro football Hall of Famer Ray Lewis have announced on social media they will transfer to play at Kentucky. Rayshad and Rahsaan Lewis announced their decisions on verified Twitter accounts. A Wildcats football spokeswoman says the brothers are confirmed walk-ons. Rayshad Lewis played wide receiver and special teams as a senior at Maryland last season after switching from defense the previous year. Rahsaan Lewis played several games at receiver for Florida Atlantic last season before redshirting. He began his collegiate career at Central Florida and played in seven contests as a defensive back.TENNIS-US OPEN-WILD CARDS Past champions Clijsters, Murray get US Open wild cardsNEW YORK (AP) — Past U.S. Open champions Kim Clijsters (KLY’-sturz) and Andy Murray received wild-card invitations for the Grand Slam tournament Thursday.Clijsters is a four-time major champion and former No. 1 who came out of retirement this year after already being elected to the International Tennis Hall of Fame. The U.S. Open — which she won in 2005, 2009 and 2010 — would mark the 37-year-old Belgian’s first Grand Slam appearance since a second-round loss at Flushing Meadows in 2012.Murray, a 33-year-old from Britain who also has been ranked No. 1, won the first of his three Grand Slam titles at the 2012 U.S. Open. He is working his way back from two hip operations and has not played in an official event since the Davis Cup last November.The U.S. Tennis Association gave all of its other wild cards for singles play to Americans. De’Aaron Fox had 30 points and 10 assists and Harrison Barnes added 22 points for the Kings, who got their first win in four tries since the restart. Zion Williamson and Brandon Ingram each scored 24 points for the Pelicans. Williamson made his first eight shots and ended up making 10 of 12 overall in just under 22 minutes. JJ Redick scored 18 points and Jrue Holiday added 17 for the Pelicans, who fell to 1-3 in the restart.Both teams are chasing a spot in the Western Conference playoffs. The Kings pulled even with the Pelicans in the standings and now are 2 1/2 games behind eighth-place Memphis with four games remaining. A team needs to be in ninth place and within four games of the eighth-place team to force a playoff. PGA CHAMPIONSHPScheffler is in the clubhouse at minus-4 Associated Press Phelps is a co-executive producer of the documentary. He says the need for change is what drove him to speak up. Phelps said the first step is “treating people like humans” instead of products. Share This StoryFacebookTwitteremailPrintLinkedinRedditNBA-PELICANS-KINGSBogdanovic’s career-high 35 lead Kings past Pelicans 140-125LAKE BUENA VISTA, Fla. (AP) — Bogdan Bogdanovic (BOY’-ahn bahg-DAH’-noh-vich) scored a career-high 35 points to help the Sacramento Kings beat the New Orleans Pelicans 140-125. The U.S. Open is scheduled to start Aug. 31 without spectators.TV-OLYMPIANS-DEPRESSIONPhelps, Ohno open up about suicide, depression in new docLOS ANGELES (AP) — Olympians including Michael Phelps, Apolo Anton Ohno, Jeremy Bloom, Shaun White, Lolo Jones and Sasha Cohen are opening up about their mental health struggles in a new sobering documentary about suicide and depression among the world’s greatest athletes. Many of the athletes are sharing their pain for the first time in HBO’s “The Weight of Gold,” which aims to expose the problem, incite change among Olympics leadership and help others experiencing similar issues feel less alone. Tiger Woods goes for a record-tying fifth PGA Championship title. Jordan Spieth (speeth) needs this major to complete the career Grand Slam. COLLEGE FOOTBALL-NEWSNotre Dame opens ACC play against Duke, won’t play NavyUNDATED (AP) — Notre Dame opens its season as an Atlantic Coast Conference football member against visiting Duke on Sept. 12. But the Fighting Irish won’t face Navy for the first time in more than nine decades as part of the ACC’s reconfigured schedule due to the coronavirus pandemic. The league has set up a 10-game conference schedule that includes a nonconference game, though that game must be played in the member school’s home state. The Fighting Irish and Midshipmen had been scheduled to play for the 94th straight year. It was also set to be Notre Dame’s first visit to Navy’s home field.Opponents must meet ACC medical protocol requirements that include regular testing for athletes, coaches and staff to try to control the potential spread of coronavirus. The ACC’s medical advisory group also recommends schools evaluate travel policies for games, including modes of travel such as buses or flights, lodging accommodations and the size of the travel party. Update on the latest sports SAN FRANCISCO (AP) — 2015 PGA Champion Jason Day has the early lead in the first round of the PGA Championship.Day shot a 5-under 65 over the 7,251-yard TPC Harding Park to head to the clubhouse in front. He had a bogey-free round that included a birdie on the par-4 ninth hole.Two-time defending champion Brooks Koepka (KEHP’-kuh) was in a group of nine one stroke behind at minus-4, with some of the morning tee times still on the course.The tournament at Harding Park in San Francisco is the first major of the year. The Masters was moved to November, the U.S. Open to September, and the British Open was canceled. It’s the first time Harding Park has hosted a major and the second straight year the PGA Championship is being held at a municipal golf course.
Audley Harrison is to fight highly-rated American prospect Deontay Wilder in Sheffield on 27 April.Wilder is 27, has won all of his 27 fights by knockout, and is regarded as one of the best emerging heavyweights.Wembley’s Harrison, 41, much criticised since winning Olympic gold in 2000, suffered a brutal first-round knockout against David Price last year.But he decided not to retire and he impressed while recently winning the popular Prizefighter tournament for the second time.A victory against Wilder at the Motorpoint Arena would propel Harrison back into the frame for another world title shot.But he will be a massive underdog against a man who has taken out 13 of his last 14 victims within the first three rounds.See also:Harrison destroyed by Price in first roundHarrison impresses in Prizefighter triumphTrim Harrison weighs in for Wilder 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 Follow West London Sport on TwitterFind us on Facebook
St. Bernard’s quarterback Will Omey was selected as a finalist for the MaxPreps/USA Football “Players of the Week” award, MaxPreps announced on Tuesday.The award is given weekly to eight high school football players representing eight different regions across the nation. Omey, because of his seven touchdown performance against San Marin in a 49-47 loss last Saturday, Nov. 24, was one of five players from the West Region to be selected as finalists for the award for the week of Nov. 19-25.Omey …
San Miguel also chalked up their first win streak since beginning the conference at 5-0. Despite the win, Beermen head coach Leo Austria said he was dissatisfied with how his team allowed itself to be lambasted in the first half after the 2-9 Elite took a 72-56 lead after the second quarter.FEATURED STORIESSPORTSSEA Games: Biñan football stadium stands out in preparedness, completionSPORTSMalditas save PH from shutoutSPORTSPrivate companies step in to help SEA Games hosting“We were down by 16 points and that 16-point lead forced us to work hard,” said Austria. “I think that game was the scariest game I’ve experienced this season. We were down and everybody from our opponent had the momentum and wanted to upset us.”“The players realized they have to work hard. We have talent but talent alone cannot win games, you need to work hard.” NBA: LeBron James bares ownership aspiration upon retirement BREAKING: Cop killed, 11 hurt in Misamis Oriental grenade blast Sports Related Videospowered by AdSparcRead Next LATEST STORIES Every 18 seconds someone is diagnosed with HIV Cayetano dares Lacson, Drilon to take lie-detector test: Wala akong kinita sa SEA Games BSP survey: PH banks see bright horizon amid dark global recession clouds San Miguel gained its composure late in the third when it capped off a blistering 27-9 run with Alex Cabagnot giving the Beermen an 83-81 lead with 3:52 remaining in the period.Charles Rhodes had a game-high 32 points to lead San Miguel while three-time MVP June Mar Fajardo had 28 points and seven rebounds.Marcio Lassiter not only provided the offensive punch but also the defensive tenacity when he finished with 21 points, six rebounds, and eight steals for the Beermen.Greg Smith led the Elite with 21 points and 22 boards.ADVERTISEMENT MOST READ Pagasa: Storm intensifies as it nears PAR Don’t miss out on the latest news and information. Palace: Duterte to hear out security execs on alleged China control of NGCP Robredo: True leaders perform well despite having ‘uninspiring’ boss PLAY LIST 02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games BREAKING: Cop killed, 11 hurt in Misamis Oriental grenade blast PBA IMAGESSan Miguel bagged a second straight victory in the PBA Commissioner’s Cup after fending off Blackwater, 124-113, Wednesday at Cuneta Astrodome. The Beermen, who have yet to play their final game, improved to 8-2 to tie Ginebra and Star but the Hotshots will play their last game later in the evening. ADVERTISEMENT Lacson: SEA Games fund put in foundation like ‘Napoles case’ View comments
Gadgets, innovations, the internet and moreIPod NanoTechnically, a Nano review shouldn’t be more than 140 characters. We’ll make it even nano-er. “Looks Good. Works Great. Not Edible. Buy. www.apple.com”Takara TomyRemember those Spiderman 3D comics that came along with stereoscopic glasses? Excellent memory! Now, here’s a camera that will surely accelerate that geriatric feeling. Takara Tomy has this delightful US$ 70, 3D camera. No fancy features, just a 0.3 MP(!) basic camera that shoots 3D images on to a SD Card which needs to be printed out; before being viewed through a viewer. Basically, you’re shooting two images which look like cool 3D when seen through a stereoscopic viewer. Bag this if you’re heading Japan-side.Samsung S2Very soon, you will be overwhelmed with words like USB 3.0–it is a fast way of exchanging data between the hard drive and the computer. You need to have two USB 3.0. compatible devices to enjoy that luxury of speed. OK! Class over. Now, here’s our Korean friend with some shiny wares that sport USB 3.0! The Samsung S2 Portable range of hard drives are USB 3.0 enabled, have a 7,200 rpm hard drive and are just 2.5 inches thick. These land in Europe and US this month. Choose between 320 GB and 640 GB. www.samsung.comZotacIf you’re a fan of well designed computers but ain’t too keen about those Macs, here’s Zotac’s ZBox line of PCs with an integrated Blu-Ray drive. If plain looks ain’t killing it for you, this one is powered by an Intel Atom processor at 1.8 Ghz, 2 GB RAM, a NVIDIA Ion graphics platform and carries along a HDMI port, b/g/n Wifi, USB 2.0 ports and surprisingly USB 3.0 ports too! The shining star in the arsenal is surely the integrated Blu-Ray drive. No news on the cost yet, but expect to raise an eyebrow considering this has Blu-Ray in an admirable package. www.zotac.comNikon S8100Aah Nikon. Another of those proper nouns which mortals can never seem to pronounce right. This time, they’re in the spotlight with his rather dapper camera. The S8100 joins the Coolpix family with a muscle power of 14.2 MP and a light sensitivity of ISO 3200. Adding to the ogle factor is 1080p recording and multi-coloured hues to choose from. With features like these, you cannot blame the camera for bad pictures. Spill US$ 300 for one of these and head to www.nikon.com for the buy!Pico ProjectorDon’t be a pedant! You know that Pico is a smaller unit than a Nano; so don’t ask why a Philips Pico Projector is larger than a Nano. For the uninitiated, a Pico Projector is a pocket projector designed to impose pictures and media on unsuspecting co-passengers. So, the PPX 1430 is a tiny Philips projector that accepts content from SD cards and spits out projections at 800 X 600 & 400:1 contrast! Damages begin from 199 pieces of European silver. www.philips.comadvertisement
In July, I wrote a piece titled “The Rate of Domestic Violence Arrests Among NFL Players,” which has been getting a lot of attention recently — some of it missing the point.I based the analysis in my article on USA Today’s NFL Arrests Database, combined with data from the Bureau of Justice Statistics’ Arrest Data Analysis Tool and some historical data gleaned from the National Incident-Based Reporting System and a variety of BJS reports on domestic violence. The main points I made were:For most crimes, NFL players have extremely low arrest rates relative to national averages.Their relative arrest rate for domestic violence is much higher than for other crimes.Although the arrest rate for domestic violence may appear low relative to the national average for 25- to 29-year-old men, it is probably high relative to NFL players’ income level (more than $75,000 per year) and poverty rate (0 percent).But the article has been cited by a number of people to support the proposition that the NFL does not have an unusually high domestic violence rate. While I think this is a fair characterization of my intermediate results — the arrest rate I noted was 55.4 percent of the national average for 25- to 29-year-old men as suggested by the USA Today arrest data and rough number of players in the NFL — it’s misleading when taken out of context.Let’s be more explicit about the different assumptions that can affect that bottom-line comparison. For that analysis, I generally tried to lean toward assumptions favorable to the NFL, with the intention of showing that, even under those assumptions, the NFL appeared to have a “downright extraordinary” arrest rate for domestic violence.But there are still a lot of unknowns in the data and lot of choices to be made about what exactly we’re comparing to what.Reliability of arrest dataA lot of readers, commenters, emailers, tweeters, media, etc., have questioned the USA Today NFL arrest data. They’re right to be skeptical. There’s a good chance the arrest data is incomplete — particularly when it comes to marginal players who are only attached to the NFL briefly.When I wrote that piece, I was concerned about both over- and under-inclusion: The pool of NFL players who would pop up in the database might be even larger than the estimate based on roster limits (because some players come and go, and players are frequently dropped and replaced throughout the year), but it might also miss some players whose arrests flew under the radar.I hand-sampled a number of cases and found that they appeared to include many marginal players with minimal attachment to the league. With the NFL being so intensely followed, I thought the USA Today data set was probably pretty comprehensive.But some readers have made some good cases for why the arrest count the database produces could be low.On the pure data-collection level, I’ve corresponded with an enterprising reader who compared the frequency of arrests in the USA Today data for players with more games played vs. those with few games played. He found the first group had a much higher arrest rate. From this, he concluded that the database was probably missing arrests for lesser-known players, and he determined that basing the arrest rate on an assumption of 53 players per team (rather than the 80 players per team I used) was the most accurate approach (only coincidentally corresponding to the number of players on the roster during the year).His case seemed strong to me but not conclusive: It’s possible that marginally attached players are arrested at a lower rate. For example, marginally attached players may be younger (unsigned rookies) or older (borderline veterans) than typical players, and thus less likely to have families (younger) or be aged out of the most likely group to commit domestic violence (older). Additionally, we don’t know what’s driving the NFL’s overall domestic violence arrest rate, and I can imagine plausible scenarios in which regular players are more likely to commit and/or get arrested for the offense.Another potential problem, as several readers pointed out, is that virtually any NFL arrest data may understate the equivalent arrest rate in a less privileged population. In other words, NFL players who are involved in domestic violence incidents could be better at avoiding arrests than the general public. Relatedly, it’s possible there have been arrests that were either avoided or kept off the media’s radar because of team and/or league machinations.Whether any of those possibilities are likely or not, we should be explicit as to how our position on them affects our results.An appropriate pool for comparisonIf we want a bottom-line NFL vs. X number, the pool you use for X is obviously quite meaningful. But it’s difficult to figure out which pool we should be comparing to, and even if we do know what pool we want to use, figuring out their arrest rate (especially for domestic violence crimes) can be quite difficult.In my article, I primarily compare NFL arrest rates to arrest rates for 25- to 29-year-old men, and then I compared their arrest rate for domestic violence to their arrest rates for other crimes (it’s about four times higher). While we don’t have arrest data broken down by income, we do have such breakdowns for victimization rates (based on BJS survey data). I compared the relative domestic violence victimization rate for people from households making $75,000 or more to both the overall domestic violence victimization rate (it’s 39 percent as high) and rate for ages 20 to 34 (20 percent as high). It’s impossible to compare this directly to the relative NFL arrest rates with precision, but at least it gives us some benchmark for how income level may affect domestic violence incidents.In addition to inherent murkiness of trying to compare across different types of data, there are a few other possible problems with the $75,000 or more per year comparison.First, NFL players have a number of advantages that your typical member of a household making $75,000 and up each year may not. That’s the highest income group I had data for, but NFL players are typically wealthier than that. NFL players spend a good portion of the year in an extremely structured environment. They have extremely low rates of drug and alcohol abuse (especially relative to arrest rates for drug and alcohol-related crimes), and alcohol and drugs tend to be big risk factors for domestic violence.On the other hand, NFL players didn’t necessarily have the advantages that a lot of $75,000-and-up earners do. NFL players may be more likely than those earners to have come from difficult backgrounds, or to have experienced or observed abuse in their families, and in general to have missed out on the privileges associated with coming from a wealthier background.Finally, there are some differences in the data that we don’t know enough about to say what their effect might be, such as:Are victims from higher-income households more or less likely to make police reports that lead to arrests?How does the extreme wealth disparity between NFL players and their domestic partners affect the power dynamics that may lead to more or fewer arrests?Note: None of this has to be the case, and I haven’t studied these factors or their effects on criminality. But they are questions that affect our assumptions, and affect what type of comparison we should be making and how we should interpret it.Even if we could settle on a perfectly representative pool for comparison, getting even approximate figures for each group is extremely difficult. For example, as I noted in the original article, the BJS’s Intimate Partner Violence reports don’t include breakdowns by income anymore. So we have to make reasonable estimates based on several related numbers. This process has a lot of wiggle room in it as well, so we should be clear to look at what kinds of proxies lead to what kinds of results.Different combinations of assumptionsWith so much murkiness in both our data and our aims, the best thing to do is to look at a range of assumptions and see whether there are patterns that are apparent independent of such choices.Let’s first combine the possible issues with the USA Today data and represent them as a single number — which we’ll call “percentage of arrests captured by USA Today data” — representing its completeness with regards to actual arrests, as well as arrests that were otherwise avoided.Likewise, let’s combine the issues about comparison groups into a single percentage representing the bottom-line arrest rate of our comparable population (whatever it might be) relative to our 25- to 29-year-old average. In other words, we’re using one metric to represent each group by our best estimate for its relative arrest rate (which we can compare to benchmarks).Then we combine these two metrics with the information we have (NFL Arrest Rates in USA Today database, approximate number of NFL players and arrest rates for the general population), like so:We calculate the known NFL arrest rate and scale it to per 100,000 by taking the NFL arrests per year in the database, multiplied by 100,000, and divided by the number of NFL players per year (approximately 2,560).We divide this by the “percentage of arrests captured by USA Today data” (by assumption, per above).We gather data on the known national arrest rate for 25- to 29- year-olds, which is per 100,000.We divide this by our estimated relative arrest rate of a comparable population (by assumption, per above).Finally, we calculate the ratio between 2) and 4) and subtract 100 percent — this tells us how our estimated NFL arrest rate compares to the rate we estimate for a comparable population.Now we can chart the result of this calculation for given values of A and B as heat maps. Even if we assume extremely incomplete arrest data, the NFL’s overall arrest rate is still very low relative to the national average for its age range. But if we hold the NFL to an extremely high standard, we can still find its arrest rate to be subpar.I’ve used the same color scheme for both of these (100 percent = white). So it should be obvious that the NFL’s doing much worse with domestic violence arrests than with arrests overall.Note that the difference between assumptions can be an order of magnitude or more. Under a favorable set of assumptions, the NFL looks better than average; under an unfavorable set of assumptions, it’s doing terribly.For example, if you compare NFL players only to the national average for 25- to 29-year-old men, and you assume that the USA Today database is pretty much complete, you arrive at the 55.4 percent figure.On the other hand, if you assume that the NFL’s domestic violence arrest rate should be proportional to the overall arrest rate, you can see that the NFL has a “domestic violence problem,” whether the USA Today data is complete or not. This was essentially the scenario I was leading to in my initial article.