Editors’ Recommendations This Gym Bag Cleans Your Dirty Rotten Skivvies with the Push of a Button Close The bags come with a USB rechargable battery, and its cleaning capabilities are good for a whopping 17,000 cleanings total. And like any high-tech product, it’s smartphone enabled so you can activate the cleaning cycle via Paqsule’s app without even touching the bag. Keep in mind that truly offensively stinky pieces of gear like boxing gloves might take more than one cleaning cycle to de-funk, say the makers of the bag. Offered in two different models, the Paqsule and the Paqsule Lite, available for $239 and $149, respectively, on the product Kickstarter, which has racked up more than $125,000 of its modest $25,000 goal, with three more days left in the campaign. Those prices will get you the bag at 35 percent off the eventual retail price, free shipping and a two-year warranty. The Paqsule, available only in black, is loaded with 10 pockets, for your shoes, smartphone, laptop, keys, cards and the like, and a removable toiletry bag. The Lite version, a streamlined take on the original Paqsule with far fewer pockets, is available in camouflage, gray, and black. Both bags weight just under 4 pounds. Their dimensions are 22 inches wide, 10 inches high and 12 inches deep. Get Acquainted With the Military-Approved Skincare Brand Bravo Sierra Learn Guitar (and Don’t Give Up) With the Fender Play App The Mission Workshop Khyte Sets a New Standard for Messenger Bags ShareVideo Player is loading.Play VideoPlayUnmuteCurrent Time 0:00/Duration 3:11Loaded: 0%0:00Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -3:11 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreen Ever wonder how astronauts wash their clothes? We hadn’t either, until we learned about this innovative new gym bag that uses the same technology.So, how does it work? Your answer: Astronauts — and maybe you, if you throw down $239 — blast their clothes with activated oxygen, AKA 0₃, AKA ozone. The gas has disinfectant properties so effective that hospitals, dry cleaners, hotels, restaurants and professional sports teams use it to clean fabrics the same way as the bag, the Paqsule. The bag’s patent-pending technology also blasts its contents with UV LED lights, an additional layer of anti-bacterial protection.Toss your dirty skivvies, workout gear, sports equipment, or travel clothes inside, press a button on the bag and it will do its thing — without the use of chemicals — for up to 72 hours on a single charge. Sized to meet airline carry-on dimensions, the Paqsule is a natural choice for short getaways, but its sleek look would make it right at home on any street corner or workday ensemble. Hell, you could probably take it to space and impress a few astronauts. Ride Out the Apocalypse With the 1,000-Horsepower Rezvani Tank X SUV It’s Time to Ditch Your Sleeping Bag for a Versatile, Lightweight Camping Quilt
London: Star couple Priyanka Chopra Jonas and Nick Jonas on May 27 marked their first anniversary since they met and the actor-singer made sure it was special for his wife. Nick wrote an emotional post on Instagram for Priyanka whom he married last December. “One year ago, today, I went to go see ‘Beauty and the Beast’ at the Hollywood bowl with a group of friends. One of those friends was the woman that would become my best friend, my confidant, my muse, my beautiful wife.” Also Read – ‘Will be acting till I die'”You make me smile every day and you inspire me to be the best version of myself. I am honoured to be your husband. I love you,” Nick wrote along with a romantic photograph from their recent Cannes Film Festival outing. Nick also surprised his wife by arranging her meeting with ace singer Mariah Carey – one of her favourites – on the special day. Priyanka called Nick “the best husband ever”. She wrote: “A Lambily member’s dream came true… Even through he was busy and we were apart, he made sure I celebrated our one year anniversary with my favourite Mariah Carey… Happy one year love!” As excited as she was, Priyanka also shared a photograph with Carey.
Rabat – At least 40 people have been identified as suspects involved in the incident in which a massive crane that collapsed atop the Grand Mosque in Mecca last September 11, killing 111 people and injuring over 238 others.Saudi authorities and the Bureau of Investigation and Public Prosecution (BIP) in Mecca opened a case following the deadly crane crash, in which it was reported that strong winds and heavy rainfall caused its collapse.According to a press report cited by Arab News website on Tuesday, the BIP has found at least 40 people guilty of involvement in the fatal accident. The suspects will be facing charges for negligence before three courts in Jeddah. The case has been transferred from Riyadh to Mecca this week. The list of suspects is far from complete as the prosecutor will reportedly add more names to the case next week.According to the same source, the 40 identified suspects include 10 Saudi government officials and 30 employees from Saudi Binladen Group – the construction company in charge of the infrastructure expansion project at the Grand Mosque.BIP investigators have interrogated the construction company’s directors, engineers and technicians and concluded that the crane’s position when it collapsed was unsafe, according to the Saudi Gazette.The names of the suspects from Saudi Binladen Group were reportedly released by the BIP to the public prosecutor’s office in Riyadh.International safety experts, the Civil Defense and the Presidency of Meteorology and Environment (PME) worked together to obtain information from surveillance cameras and reports from the site.In addition to negligence charges, the defendants may face discretionary verdicts and compensation payouts to the victims’ families, the same source said.The Summary Court will study the criminal charges against the suspects, the General Court will handle the “diyyah” (blood money) and compensations, while the Administrative Court will rule in regards to any contract violations between Saudi Binladen and the Saudi government.Saudi Arabia’s King Salman has reviewed the investigative report by the BIP and ordered the payouts to the victims’ families as well as those who suffered serious injuries and became permanently disabled, the same source noted.
WASHINGTON — The head of the Federal Emergency Management Agency is resigning, months after an investigation found he misused government vehicles to travel to his home in North Carolina.Brock Long said in a letter Wednesday to agency employees that he was resigning to spend more time with his family.Long was under investigation by the Homeland Security Department’s watchdog, and word of it leaked just as Hurricane Florence struck last fall. Officials found he misused vehicles, but Long was not asked to resign, and he agreed to reimburse the government.Homeland Security Secretary Kirstjen Nielsen says he led the agency admirably for two years through six major hurricanes and five historic wildfires.Deputy Administrator Pete Gaynor will become acting head of the agency.Colleen Long, The Associated Press
WASHINGTON — The Senate’s top Republican is introducing legislation to raise the minimum smoking age from 18 to 21.The measure by Senate Majority Leader Mitch McConnell would cover not only tobacco products, but also e-cigarettes and vapour products.McConnell represents Kentucky, which long was one of the nation’s leading tobacco producers. But tobacco production has fallen in the state in recent year.Kentucky has had among the highest cancer rates in the country. McConnell says the use of e-cigarettes and vaping has become “a completely new health epidemic” in his state, with growing use of those products by teenagers.He says vaping is “a public health crisis.” McConnell says it’s up to parents and public officials to keep these products “out of high schools and out of youth culture.”Alan Fram, The Associated Press
by The Canadian Press Posted Aug 12, 2016 3:28 pm MDT Last Updated Aug 12, 2016 at 4:00 pm MDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email Home prices up two per cent in July, with Victoria and Toronto leading: Teranet CALGARY – Strong price growth in some of Canada’s hottest housing markets helped lead to a two per cent national price increase in July, according to the latest Teranet-National Bank National Composite House Price Index.The index, which measures the price changes on repeat single-family home sales, showed the second-highest July jump in its 17-year history.Victoria led with a 3.8 per cent increase from a month earlier, while Toronto’s 3.1 per cent increase was the 14th rise in 15 months, and Vancouver’s 2.3 per cent increase was the 18th consecutive month of gains. Hamilton set a fifth month of record prices with a 2.4 per cent gain.The energy downturn in Alberta had a limited effect on home prices, with Edmonton prices flat and Calgary down 0.1 per cent, while in Eastern Canada, Halifax saw a 0.4 drop and Quebec City a 1.6 per cent loss.Since July 2015, Vancouver has seen a 24.3-per-cent price increase on the index, ahead of Victoria with 14.7 per cent, Hamilton at 13.4 per cent and Toronto at 13.3 per cent.Teranet says the gains in the four markets helped lead national gains in the past year to 10.9 per cent, for the strongest gains in six years.
ASX-listed Matrix Composites & Engineering Ltd has agreed to build four prototype transport systems that could significantly increase the freight load capacity of bulk transportation, according to the company’s CEO Aaron Begley.The A$2.4 million ($1.8 million) contract, for the largest combined rail freight company in Australia, Pacific National, will see Matrix use composite materials that have lightweight, rigid and fabrication advantages over traditional steel materials.It follows on from a January letter of intent between the two companies that originally envisaged a $2 million contract for up to 10 prototype systems.Pacific National has expertise in coal, in particular, with nearly 6,000 specialised coal wagons, 600 locomotives and 10,000 people in teams throughout Australia.Matrix will start manufacturing the prototypes at its Henderson facility in Western Australia, with the initial stage expected to be completed in the second half of 2019. A second stage to manufacture 110 units is also planned, subject to a successful functional commercialisation assessment of the prototypes.Begley said the contract is suited to Matrix’s expertise: “This contract is perfectly in line with our strategy to combine Matrix’s proven capabilities in advanced materials, with our state of the art composite manufacturing facility to develop lightweight composite structures for the large and growing transportation market here in Australia and overseas.”Under the contract, Matrix has been awarded a 20-year licence to market the product to other potential customers in Australia and to extend this internationally.The company said other opportunities for lightweight transportation structures are also being pursued with discussions having commenced with major bulk transport and freight transport companies for fleet upgrades.
One common term being thrown about by competing wireless carriers is 4G. The only problem is that a lot of consumers don’t exactly know what 4G means other than it is one more than 3G. It might be safe to assume 4G means faster data speeds, but without any additional details about what those speeds are it’s hard to determine whether 4G means the same for two different carriers. That’s why one Representative wants to introduce a bill that would require wireless carriers to disclose more information about their 4G network.Rep. Anna G. Eshoo (D-Palo Alto), who serves as the top Democrat on the U.S. House of Representatives’ Energy and Commerce Subcommittee, has introduced the Next Generation Wireless Disclosure Act. The legislation would require carriers to provide detailed information at the point of sale and in all billing materials.AdChoices广告The information Rep. Eshoo is looking to be required would include guaranteed minimum data speed, network reliability, coverage area maps, pricing, technology used to provide 4G service, and network conditions that impact the speed of applications and services on the network. In addition to this information, the legislation would also require the Federal Communications Commission (FCC) to provide consumers with a side-by-side comparison of wireless data services in their area based on data provided by the top ten U.S. wireless carriers.The Next Generation Wireless Disclosure Act has already received support from the Consumers Union, which is the nonprofit publisher of Consumer Reports, and other groups including the New America Foundation’s Open Technology Initiative, the Media Access Project and Public Knowledge. The legislation has been referred to the House Energy & Commerce Committee where it must receive approval before continuing to the floor of the House of Representatives for a final vote before being sent over to the Senate.Read more at the Anna G. Eshoo press release
Epuisement professionnel : des signes détectés dans la salive Une équipe de chercheurs de l’Université de Montréal a détecté dans la salive de personnes victimes d’un épuisement professionnel, des signes qui permettent de le distinguer d’une dépression, maladie à laquelle il est souvent associé. Une confusion qui entraîne la prescription de traitements aux effets néfastes.Publiée dans la revue canadienne Psychoneuroendocrinology, cette étude associe l’épuisement professionnel à des taux anormaux de cortisol, une hormone liée au stress. Les chercheurs ont en effet observé un niveau de cortisol plus bas que la normale, allié à un dérèglement de certaines fonctions métaboliques chez les personnes souffrant d’épuisement professionnel.À lire aussiBoulimie : définition, causes, conséquences, de quoi s’agit-il ?Les patients révélant des signes d’épuisement se voient souvent prescrire des traitements adaptés à la dépression. “Or, les antidépresseurs abaissent les taux de cortisol. C’est parfait pour la dépression, qui est associée à des taux trop élevés. Mais dans l’épuisement professionnel, le taux est trop bas. Les antidépresseurs exacerbent le problème”, explique Robert-Paul Juster, l’un des auteurs de cette étude.Pour parvenir à cette conclusion, les chercheurs ont analysé la salive de trente participants, et relevé plusieurs autres marqueurs biologiques, tels que les niveaux d’insuline, de sucre, de cholestérol et d’inflammation, et la tension artérielle, des facteurs qui peuvent être les signes d’un dérèglement métabolique. Les sujets montrant des signes de dépression ont révélé un niveau de cortisol plus élevé que la normale, et des niveaux de dérèglements métaboliques différents des personnes souffrant d’épuisement professionnel.De nouvelles recherches devront être menées pour approfondir cette découverte. Mais grâce à ces données, les chercheurs espèrent parvenir à aider les médecins dans leurs diagnostics, afin qu’ils puissent prescrire un traitement adapté. “A court terme, nous aimerions pouvoir distinguer la dépression de l’épuisement pour aider à la prescription d’antidépresseurs”, explique Robert-Paul Juster.Le 25 février 2011 à 18:42 • Emmanuel Perrin
Dani Carvajal is more than confident Real can make history this season and become the first team to ever win three consecutive Champions League titles as they have already won the previous two.Real Madrid will be facing Bayern Munich in the first leg of the semi-final clash of the Champions League at Allianz Arena on Wednesday and prior to the game, Carvajal expressed his and his team’s confidence of setting a new record for consecutive league titles.“Nothing is impossible, we’re going to fight for it,” Carvajal shared, according to Sport360.Zidane reveals Sergio Ramos injury concern for Real Madrid Andrew Smyth – September 14, 2019 Zinedine Zidane has put Sergio Ramos’ availability for Real Madrid’s trip to Sevilla next weekend in doubt after withdrawing him against Levante.“We’re working hard and, if we’ve done it twice, why wouldn’t we go for that third consecutive Champions League?”“Since I’ve been here, I’ve been lucky that I’ve been able to reach the semi-final every year. Every year has something special and this season more so, due the teams we’ve come up against. We’re happy and looking forward to playing the game,” Carvajal went on to add.
Both he and Walker expressed concern with proposals to raise the minimum age to buy a gun, citing the state’s hunting culture. Sullivan, a Republican, was in Alaska’s capital Monday, for an annual address to the state Legislature in which he expressed optimism for Alaska’s future and touched on policy victories over the last year. But he said he wants to speak with advisers from within his administration and possibly also hear from outside voices before taking any action. He said he wants to discuss ideas other states have done to see if they would make sense in Alaska. With crime a concern for many Alaskans, Sullivan said work remains in trying to ensure that communities are safe. He said the shooting at a Florida high school earlier this month that left 17 people dead had forced a national discussion on school safety. Facebook0TwitterEmailPrintFriendly分享JUNEAU, Alaska (AP) — U.S. Sen. Dan Sullivan said violence in video games and movies should be discussed as part of a larger debate on gun violence and suggested Monday that states should decide whether school teachers should be armed. But if that isn’t part of the discussion, “I think we’re really missing something,” he said. He also said there is an opportunity to learn from what happened in the Florida shooting, including “red flags” that had been raised about the alleged shooter that may have been missed. “However, as Alaskans, we understand how important our Second Amendment rights are,” he said. “We use firearms not only for self-defense but as a tool to feed our families. And in many ways we are unique from almost every other state in the nation on this issue.” Sullivan told reporters he has doubts about the idea of arming teachers, which President Donald Trump has floated. He suggested that’s an issue that should be decided at the state, rather than the federal, level. “I think we have to do something that will make a difference,” said Walker, a former Republican no longer affiliated with a party. Sullivan said some might scoff at that or ridicule him as a “modern-day Tipper Gore.” Gore, in the 1980s, was part of an effort that pushed for parental warning labels on music with violent or sexually explicit lyrics. Meanwhile, Alaska Gov. Bill Walker, who was in Washington, D.C. for a gathering of the nation’s governors, told The Associated Press something must be done in response to the violence. He also said the discussion about gun violence must go beyond guns, citing what he says has been a “hardening of our culture” over the last 40 years with violent movies and video games. Teenagers hunt, Walker noted. “There’s no one-size-fits-all as far as I’m concerned,” Walker said. “It is a states’ rights issue, I believe, and we need to address it as Alaskans, what makes the most sense.” He said he will evaluate proposals brought forward on the federal level aimed at preventing similar incidents in the future.
Facebook0TwitterEmailPrintFriendly分享Homer Electric Association, (HEA) members will see an increase in their monthly bills beginning on Sunday, July 1. According to a release, HEA proposes an increase to the Cost of Power Adjustment (COPA) rate from $0.06701 per kilowatt hour (kWh) to $0.07270 kWh, which is an increase of 8.49%. The average residential member who uses 550 kWh/month will see a $3.31 increase in theirbill. The primary driver of the increase is HEA’s greater reliance on its higher priced baseload gascontract going forward to fuel generation, compared to lower priced gas spot market opportunitiesthat HEA has been able to act upon year to date. The COPA is adjusted on a quarterly basis and primarily reflects the cost of natural gas used to generate power for HEA members. This rate increase is effective to all HEA members.
(Credit: NOAA)The federal government is proposing to remove most humpback whales from the endangered species list.Forty-five years after the whales were first listed, federal scientists say that most humpback populations – including those common in Alaska – are stable and growing.Download AudioDonna Wheating, of the National Oceanic and Atmospheric Administration, calls it “quite a big deal.”“To be able to bring a species to a point where their population is doing well and they no longer meet those standards for protection …I think that’s a really important success for us as a nation,” Wheating said.NOAA announced the proposed rule Monday, after a five-year review of humpback research worldwide.Humpbacks were hunted almost to extinction during the mid-20th century. One estimate puts the total population in the North Pacific at fewer than 1500 whales by the mid-1960s. They were added to the Endangered Species List in 1970.Now, scientists estimate there are more than 21,000 humpbacks in the North Pacific, and as many as 85,000 worldwide.NOAA says that most protections will remain in place, even if humpbacks are delisted. Whales in U.S. waters will still be protected by the Marine Mammal Protection Act, while outside the US, the International Whaling Commission maintains a ban on commercial whaling.NOAA’s Angela Somma says, for the most part, there will be no change in how the species is managed.“We don’t anticipate that there will really be much difference between how they were protected under the Endangered Species Act versus the Marine Mammal Protection Act,” Somma said.NOAA’s proposal would split the species into fourteen populations, and take ten of those populations off the endangered species list entirely.That includes most of the whales that feed in Alaska waters. Among those slated for de-listing is the Central North Pacific stock, which breed in Hawaii and feed in Southeast Alaska. The State of Alaska petitioned to remove that stock from the list in 2014.The public has ninety days to comment on the proposal, and NOAA has about a year to review public input and issue a final rule.
Katmai bears fish at Brooks Falls. Photo: NPSThree visitors to Katmai National Park could face charges after approaching brown bears feeding on salmon Thursday evening.Listen nowTwo Alaska residents and an out-of-state visitor entered a closed area below Brooks Falls and approached multiple bears. Viewers watching the park’s live bear cam saw a man wade into the water below the falls and take a selfie in front of a group of grizzlies lunging for salmon.Multiple bear cam viewers and visitors expressed concern to park rangers about the violation. Park rangers then contacted the three visitors, and charges are currently pending.It’s illegal in Katmai National Park and Preserve to come within 50 yards of a bear while it’s using a “concentrated food source,” like migrating or spawning salmon. The park service closes the area around Brooks Falls from June 15 to Aug. 15 to reduce negative bear-human interactions and to allow bears stocking up on salmon ahead of winter hibernation to eat in peace.Park spokesperson Anela Ramos wrote in an email that the incident at the falls is an isolated one. All visitors to Brooks Camp are required to attend a bear orientation where they learn distance regulations, what to do in a close encounter and how to manage food.“Most people are good stewards of the park and the bears, trying their best to follow the rules,” Ramos wrote.However, bear encounters do happen. She wrote that sometimes photographers and anglers do get too close to bears on other, less managed parts of the river.“It’s challenging not to get close, when there is limited exit and mobility when wading a rushing river,” Ramos wrote. “Rangers patrol the river to prevent these encounters, but the rangers can’t be everywhere.”Visitors can view bears at a safe distance from elevated platforms at Brooks Camp.Once charges are finalized, the park service will release details about the visitors’ identities. No visitors or bears were injured.
Twitter via @BCMHoustonBaylor St. Luke’s Medical CenterA Houston hospital has suspended all medical procedures in its renowned heart transplant program following the deaths this year of at least three patients and the departure of several senior physicians.Baylor St. Luke’s Medical Center said Friday that the transplant program will be inactive for 14 days as administrators assess what’s gone awry.The decision follows a series of joint reports by the Houston Chronicle and ProPublicarevealing an unusually high number of patient deaths in recent years.The program’s inactive status means it will turn away all donor hearts during the suspension.“Although extensive reviews are conducted on each unsuccessful transplant, the recent patient outcomes deserve an in-depth review before we move forward with the program,” Doug Lawson, CEO of Catholic Health Initiatives Texas Division, which owns St. Luke’s, said in a statement. “Our prayers are with the families, as well as all those on the waiting list.”The decision punctuates a dramatic fall for one of the nation’s most respected heart transplant programs. It was at St. Luke’s that famed surgeon Denton Cooley performed some of the world’s first heart transplants back in the 1960s.But staffers have recently raised concerns to hospital leaders about the program’s direction under Dr. Jeffrey Morgan, its surgical director since 2016, according to the Chronicle and ProPublica. Morgan did not respond to requests for comment.Some St. Luke’s cardiologists grew so troubled by the program’s direction in 2016 that they referred some patients to other hospitals for transplants.Officials at St. Luke’s and its affiliated Baylor College of Medicine have defended the program for weeks, saying they made improvements after a string of patient deaths in 2015. Officials said the program’s one-year survival rate after heart transplants had reached 94 percent in 2016 and 2017.But of nine patients who received heart transplants at St. Luke’s since the start of 2018, at least three have died, according to interviews with patients’ family members, information provided by the hospital and data from the United Network for Organ Sharing.James “Lee” Lewis, a 52-year-old pipefitter from Bay City, Texas, received a transplant on Jan. 2. Operating room equipment malfunctioned during surgery, and the donor heart failed. He died nearly three months later after undergoing more than a dozen operations and suffering numerous complications.His wife, Jennifer, chronicled her husband’s transplant and drawn-out death on Facebook.“I’m glad they are doing something,” she said Friday. “That was my hope in speaking out and telling Lee’s story.” Share
First-Lien Mortgages Mortgage Performance Office of the Comptroller of the Currency 2016-03-30 Staff Writer March 30, 2016 583 Views As overall first-lien mortgage performance improves with more borrowers maintaining their monthly payments, the need for other loss mitigation actions is dissipating.The Office of the Comptroller of the Currency’s (OCC) Mortgage Metrics Report for the fourth quarter of 2015 found that eight reporting banks ( (Bank of America, JPMorgan Chase, CIT Bank (formerly OneWest), Citibank, HSBC, PNC, U.S. Bank, and Wells Fargo) serviced approximately 21.5 million first-lien mortgage loans with $3.7 trillion in unpaid principal balances (UPB) as of December 31, 2015. The UPB was 41 percent of all first-lien residential mortgage debt outstanding in the U.S.According to the data, overall performance of mortgages that were current and performing at the end of the fourth quarter of 2015 was 94.1 percent, up from 93.2 percent a year earlier and 93.9 percent the previous quarter.With mortgage payment performance continuing its upward path, foreclosure activity has steadily declined since the end of 2013. Foreclosure activity fell 15.9 percent since the end of 2014. A total of 63,387 new foreclosures were initiated by reporting servicers during the fourth quarter of 2015, down from 75,395 a year earlier.The OCC’s report also found that as mortgage performance improves, the need for other loss mitigation actions has also declined. Servicers implemented 35,118 mortgage modifications in the fourth quarter of 2015, compared with 47,561 mortgage modifications the previous year. According to the data, 87 percent of the modifications lowered monthly payments for borrowers.For some time there have been questions surrounding how servicers can protect the lien rights of their investors with regard to the lien position of Homeowner Association properties, but there are ways to avoid this conflict.The problem stems from the various lienholders of a property residing in one of these communities, according to a whitepaper released by LRES on Wednesday.When an HOA forecloses on a property for unpaid association fees, the servicer faces significant risk of increased loss and even of losing its investor’s stake in the property, the report said. “Since no investor would consider this acceptable, servicers are left in need of a better method of managing the HOA lien process,” LRES stated.“Homeowner associations are very important to the housing industry as a whole, which is why it is extremely important for servicers to have a good understanding of the risks to be mitigated and the requirements for doing so,” said Roger Beane, LRES founder and CEO.Click here to view the full report. in Daily Dose, Data, Featured, Government, News, Origination, Servicing Mortgage Scales Tip Toward Performing Share
Tourism Authority of Thailandtourism organisations The Tourism Authority of Thailand has unveiled its new marketing concept – Open to the New Shades of Thailand – this week at the World Travel Market 2017 (WTM) in London. The campaign is aimed at a range of markets including luxury travellers, weddings and honeymoons, female travellers, families and Gen Y.TAT says the WTM was the perfect platform to launch the new campaign, which reflects another kind of “Thainess” –the unique characteristic of the Thai people – to welcome visitors of all “shades” from all around the world. The United Kingdom is Thailand’s second most important European market, and many British people know Thailand intimately. From January to September 2017, Thailand welcomed 723,438 visitors from UK. Projected total arrivals from the UK are 990,000.The Thai pavilion at the WTM has been elegantly designed to reflect the new campaign, featuring superb handicrafts specially designed by the Support Arts and Crafts International Centre of Thailand (SACICT). These include Ko Kret pottery, Benjarong and Sukhothai silverware. This year, the Thai pavilion has a total of 35 exhibitors, including 29 Thai hotels, four tour operators, an airline and one other tourism-related agency. A number of other Thai exhibitors, including Bangkok Airways and the Sports Authority of Thailand, will be participating via independent pavilions. Now in its 37th year, the WTM 2017 London kicked off on Monday 6 November, and is expected to attract almost 5,000 exhibiting destinations, technology and private sector companies who will network with 51,000 travel professionals, key industry buyers, journalists, digital influencers, students and tourism ministers.
Although they are often ignored until they allow a sack or are called for holding, the offensive line consists of some of the most important players on a football team.Profootballfocus.com took a look at offensive tackles and rated them based upon their pass blocking efficiency in an attempt to discover the best and worst tackles in the National Football League last year.In order to determine this, profootballfocus.com used a formula that included sacks, hits and hurries. Cardinals expect improving Murphy to contribute right away Nevada officials reach out to D-backs on potential relocation 0 Comments Share What an MLB source said about the D-backs’ trade haul for Greinke Top Stories D-backs president Derrick Hall: Franchise ‘still focused on Arizona’ The Arizona Cardinals had mixed results as some players fared really well while others fared about as well as the team did last season.The Cardinals had one player rank in the top 10 in pass blocking efficiency, but they did have two players in the bottom 15 and one in the bottom two.Starting with the good news, right tackle Jeremy Bridges ranked as the eighth best right tackle in the league last season. Also on the right side of the Cardinals offensive line was right tackle Brandon Keith, who participated in 56 more pass-blocking snaps than Bridges.Although Keith was in on more plays, he was not the better protector as he was the eleventh worst right tackle in the NFL a year ago in terms of pass blocking.Left tackle Levi Brown also made the list and not for anything positive or noteworthy.If it were not for the Chargers’ Brandyn Dombrowski, Brown would have been the worst left tackle in the league last season.Instead, Brown ranked second.The Cardinals do need a quarterback in 2011, but having two tackles that cannot protect the quarterback will make it hard for them to win no matter who they are able to acquire.
the researchers used 550 million tweets by 17 million users in 73 languages. though, In a recent interview with NBC News.
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without peace, Sci-Hub has them all. innovation is on the agenda too, We welcome outside contributions. but its casting took it from failure to fiasco.BJP national general secretary Ram Madhavin Jammu said: "A meeting will be held We will take stock of the current situation The resignation of two ministers will be discussed as well" A meeting of senior leaders of the ruling PDP has been called on Saturdayto decide the party’s course of action amid demands to remove two ministers of its ally BJP from the Jammu and Kashmir government for participating in a rally supporting those accused in the rape and killing of an eight-year-old girl in Kathua On the eve of the meeting the Peoples Democratic Party (PDP) came out with a statement signed by its senior leader Nizamuddin Bhat in which it blamed the Centre and "hawkish and communal" elements in its coalition partner BJP for failing the purpose of the alliance between the two parties in Jammu and Kashmir "The conduct of communal and hawkish elements in BJP is giving serious blow to PDP’s expectations on Kashmir and New Delhi’s own attitudes are failing the purpose of alliance between the two parties" Bhat who is considered to be a close aide of Chief Minister Mehbooba Mufti said File image of protesters in Jammu News18 He said it was time for the party to decide its future course of action "befitting its sacrifice and hard earned reputation as a guardian of people’s honour and dignity" Bhat endorsed the sentiments of Tourism Minister Tasaduq Mufti who had said that the PDP had become a "partner in crime with the BJP and the gradual schism of state’s residents may lead to unprecedented bloodshed" Bhat said Tasaduq Mufti has represented the sentiment of the party’s rank and file He said he cannot remain quiet just because he is in the government and that the PDP will have to "take one last bow and apologise to people for having unknowingly pushed them into something they did not deserve" "PDP owes its emergence to avowed objectives of peace and reconciliation and it cannot commit a sin to defeat the mission of its patron or undermine the sacrifices of its people and party workers by compromising on the basic agenda" he said Bhat said the PDP hoped that the massive mandate to BJP at the national level would be used to the advantage of peace and resolution "Similarly it (PDP) expected that state will witness a sustainable political atmosphere of harmony and shared concerns Unfortunately that is seemingly not happening On the contrary uncertainty is gripping the state Conflict is devouring lives and resource" he said Bhat said Mehbooba Mufti was pained with every killing in Kashmir "Unfortunately her every hope is belied through perpetual betrayals and the state reels under the shadow of death and destruction" he said Sources within the party said Mehbooba Mufti who is also president of the PDP has been holding consultations with senior leaders of the party who have conveyed their displeasure over the statements issued by two the two BJP ministers — Industries and Commerce Minister Chander Prakash and Forest Minister Lal Singh — during a rally in March this year "It is too difficult to sit with the same ministers who have been openly supporting people accused of rape" a senior party leader said on condition of anonymity "A meeting of senior party leaders is being held [on Saturday] and important issues relating to political party and administration in Jammu and Kashmir will be discussed" PDP chief spokesman Rafi Ahmed Mir said The leaders may also discuss the emerging situation in Jammu he said Asked whether Mehbooba Mufti has given an ultimatum to the BJP to sack the two ministers Mir said it was matter to be discussed between the alliance partners "and after that we well see" Ganga and Singh had hit out at the police for arresting "one or the other person at will" in connection with the rape of an eight-year-old girl in Kathua The girl who belonged to the nomadic Bakerwal Muslim community had disappeared from a spot near her house in Kathua on 10 January A week later her body was found in the same area A Special Investigation Team formed to probe the incident has arrested eight people including two special police officers (SPOs) and a head constable who was charged with destroying evidence Jammu has been on tenterhooks since the brutal rape and murder With inputs from PTI though one has to be very careful.1943000 the year before. Harrison explained that in negotiation," Mathur told IANS." said a?
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