Living paycheck to paycheck on $75,000 a year

first_img 14SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr One-third of high earners get by this way.If you are struggling to save money and think that a larger paycheck is the key to solving your problems, a new report suggests that may not be completely true. According to a recent survey by SunTrust STI -0.16% , almost one-third of survey respondents making $75,000 per year or more live paycheck to paycheck on occasion, as do one-fourth of the respondents making over $100,000 annually. The secrets to saving are as much of a mindset issue as they are an income issue.The survey, conducted by Harris on SunTrust’s behalf, polled 518 adult respondents (ages 18 and over) in households that brought home a combined income of $75,000 or more. One-third of those households cited insufficient financial discipline as a reason that they do not reach their goals. The survey does not say how much overlap that has with the percentage of people that sometimes live paycheck to paycheck, but it’s a solid bet that most high earners in a paycheck-to-paycheck situation have at least some lack of financial discipline.The response to another question highlights the financial discipline aspect. Within the group that aren’t saving as much as they want to save because of their lifestyle choices, 68% said that expenses from dining out was the main reason for their lack of saving. The number was slightly higher among millennials (70%), but in general, this was true across the generations. Entertainment and clothing were also listed as reasons that saving was limited. These are all discretionary purchases related to fiscal discipline, regardless of income. continue reading »last_img read more

Danescroft bags free freehold

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South Korea confirms 52 more coronavirus cases, total 156

first_imgThe mayor of Daegu — South Korea’s fourth-biggest city, with a population of over 2.5 million — has advised residents to stay indoors, and commanders at a major US base in the area restricted access.Residents wore masks to go about their daily activities Friday.Shincheonji is often accused of being a cult and claims its founder, Lee Man-hee, has donned the mantle of Jesus Christ and will take 144,000 people with him to heaven on the day of judgment.The KCDC said one more case had been confirmed at a hospital in Cheongdo county near Daegu where a total of 16 infections have now been identified, including a long-stay patient who died Wednesday after showing symptoms of pneumonia.Topics : South Korea confirmed 52 more cases of novel coronavirus on Friday, taking its overall figure to 156 and making it the worst-infected country outside China.Altogether 39 of the new cases were linked to the Shincheonji Church of Jesus in the southern city of Daegu, the Korean Centers for Disease Control and Prevention said.More than 80 members of Shincheonji have now been infected, starting with a 61-year-old woman who developed a fever on February 10 but attended at least four church services before being diagnosed.last_img read more

Europe’s doctors repeat errors made in Wuhan, China medics say

first_imgAs Europe’s daily new cases of the coronavirus now eclipse China’s at the peak of its epidemic, doctors in Wuhan — the city in central China where the pathogen first emerged — are seeing worrying signs of similar mistakes unfolding.Key among them is inadequate protection for medical workers, leading to a high infection rate among doctors and nurses. In Wuhan, a lack of understanding of the disease and a shortage of protective equipment in the early weeks of the outbreak in January led to thousands of health-care workers being infected while treating patients. At least 46 have died.“Our European colleagues are contracting the disease in their daily practice, and the proportion is quite similar to the earlier situation in Wuhan,” said Wu Dong, a gastro-enterology professor at the Peking Union Medical College Hospital. Wu spoke from Wuhan with journalists in Beijing on Monday, alongside three other top Chinese doctors. “We need to protect our medical staff.” What doctors treating COVID-19 in Wuhan say about the virusThe toll on medical workers is an emerging crisis faced by major western countries where the virus has now taken hold. From Italy to the US, countries are reporting a shortage of protective medical supplies like masks in hospitals, while the rapidly growing patient load is overwhelming doctors and nurses. The highly-contagious nature of the virus means that it has shown signs of being transmitted in unusual ways, like through the eyes.In Wuhan, ear, nose and throat (ENT) and eye doctors were infected at higher rates than colleagues in the same hospitals, Du Bin, director of the intensive care unit at Peking Union Medical College Hospital, said at the same briefing.“My personal interpretation is these doctors have very close contact with the patients, that’s the major reason that they got easily infected,” he said. “It’s important to get doctors educated and trained on how to protect themselves.” The epidemic has now sickened over 170,000 globally and killed over 7,000. While it’s slowed in China — only 21 new domestic case of infection were reported on Tuesday — it’s accelerating in Europe and the US, cutting a particularly deadly swathe in countries like Italy, where the reported mortality rate is currently almost twice that of China’s.In China, where the population is cautiously resuming their daily activities, the death of prominent doctors during the course of the crisis has been a lightning rod for public anger over the government’s handling of the outbreak. The death of Li Wenliang, a 34-year-old doctor who was one of the first whistle-blowers about the disease in December and was sanctioned by local authorities, ignited a wave of rare public fury against the Communist Party.The Chinese doctors at Monday’s briefing had other insights into treating the disease: Prioritize testing.Unlike previous pandemics like the 2003 one caused by SARS, the coronavirus causes only mild or even no symptoms in some infected people at first, which means they’re unknowingly spreading the virus to others. Administering nucleic acid tests, which identify the virus’ genetic sequence in patient samples, is essential, said the doctors.“Test, test, test,” said Du. “Apart from testing, I just have no idea how you can identify the suspected cases, and how to quarantine the close contacts.”Virus-test divide exposes government Successes — and failuresTesting has become a barometer of competence for the world’s governments and health-care systems. The US government is facing widespread public anger for the slow roll-out of tests, while nations from Indonesia to India are being criticized for not testing much at all. South Korea, which had the second-biggest number of cases in Asia, has gotten its epidemic under control largely through testing tens of thousands of people daily.While the population most at risk is over 60, children can be infected by COVID-19 and some cases have been fatal, the head of the World Health Organization said at a briefing Monday.Adults are 2.7 times more likely to get the disease than children, according to a study published in the Nature Medicine journal on Monday of 745 children and 3,174 adults. Most of the infected kids had close contact with confirmed patients or were part of family clusters.Du said the majority of children infected have only mild symptoms, and all have survived so far. In the Journal of the American Medical Association, another study showed that among nine infants, none required intensive care or had severe complications.Traditional Chinese MedicineWhile no drugs have yet been approved to treat the virus, there’s been a lot of attention within China on the use of Traditional Chinese medicine, or TCM, by patients. The herb-based treatments are being used in some 87% of cases in the country, the official Xinhua News Agency reported on Feb. 17.“TCM works quite well in patients with mild diseases, and in those who have recovered from their critical illness,” said Du. But it’s hard to judge the efficacy of the treatment from a western medical point of view. The evaluation system for the TCM could be “futile or invalid”, because it has a different philosophy or evaluation system for efficacy from western medicine, he added.The doctors said that it seemed to them that China’s domestic outbreak has come to an end, but that the country still needs to be vigilant.“Even in Wuhan, we should remain alert, we should prepare for future sporadic cases and future imported cases,” said Du.China is now providing assistance to other affected countries. Last week, a Chinese plane carrying medical professionals and about 30 tons of medical supplies landed in Italy.“Every nation has its own COVID-19 situation. We are not saying this is China’s example and you should follow, we totally respect that you take your own actions,” said Wu, “But everyone of us should take it seriously, take necessary actions, change your behavior, and be responsible.”Topics :last_img read more

Hong Kong media mogul Jimmy Lai arrested under security law

first_imgBut in China’s state media he is a “traitor”, the biggest “black hand” behind last year’s huge pro-democracy protests in Hong Kong and the head of a new “Gang of Four” conspiring with foreign nations to undermine the motherland.Lai spoke to AFP in mid-June, two weeks before the new security law was imposed on the city.”I’m prepared for prison,” the 72-year-old said. “If it comes, I will have the opportunity to read books I haven’t read. The only thing I can do is to be positive.”He described the law as “a death knell for Hong Kong”.”It will supersede or destroy our rule of law and destroy our international financial status,” he said.He also said he feared authorities would come after his journalists. The security law targets secession, subversion, terrorism and colluding with foreign forces.It was brought in to quell last year’s often violent protests.Both China and Hong Kong have said it will not affect people’s freedoms and only targets a minority.But its broadly-worded provisions criminalize certain political speech, such as advocating for sanctions, greater autonomy or independence for Hong Kong.Critics, including many Western nations, believe the law has ended the key liberties and autonomy that Beijing promised Hong Kong could keep after its 1997 handover by Britain. Lai is no stranger to arrest.He is already being prosecuted for taking part in last year’s protests — and for defying a police ban to attend a vigil in early June commemorating Beijing’s deadly Tiananmen crackdown in 1989. Lai owns the Apple Daily newspaper and Next Magazine, two outlets unapologetically pro-democracy and critical of Beijing.On Twitter, Simon said officers were executing search warrants at both Lai’s mansion and his son’s house.Few Hong Kongers generate the level of vitriol from Beijing that Lai does.For many residents of the restless semi-autonomous city, he is an unlikely hero — a pugnacious, self-made tabloid owner and the only tycoon willing to criticize Beijing. Hong Kong media mogul Jimmy Lai, one of the city’s most vocal Beijing critics, was arrested Monday under a new national security law for colluding with foreign forces, deepening a crackdown on democracy supporters.”They arrested him at his house at about 7am. Our lawyers are on the way to the police station,” Mark Simon, a close aide, told AFP, adding that other members of Lai’s media group had also been arrested.A police source speaking on condition of anonymity told AFP Lai was arrested for colluding with foreign forces — one of the new national security offences — and fraud.center_img Topics :last_img read more

PH yet to flatten ‘COVID-19 curve’

first_img Based on the latest numbers from the Department of Health, there are already 5,453 confirmed cases in the country. Of this number, 349 have died while 353 others recovered. President Rodrigo Duterte has imposed strict quarantine measures in Luzon to contain the spread of the virus, which was supposed to end on April 13 but was extended until the end of the month. The DSWD has also spent P67.5 million for other COVID-19 related concerns such as requests for medical and burial assistance and distributed a total of 400,201 family food packs amounting to P156.11 million. Roque said that, while the ECQ declaration is already hurting the Filipinos, but the numbers of confirmed cases in the country is still increasing. “Let us not be disheartened. Kaya nga ang sinasabi natin, we will expand our testing at we expect na tataas ng number ang positive cases kapag marami ng na-test. Ang kapalit naman nito ay malalaman natin agad ang infected, mati-treat agad at mapapa-recover natin agad,” he added.  “Hindi naman ito contest among ASEAN na pababaan. In fact, this was not even discussed during the recent ASEAN and ASEAN plus 3 meetings,” Nograles said at a virtual press briefing. President Duterte has already directed the economic team and some government officials to prepare a recovery plan ahead of the expiration of the quarantine. Nograles also said that the government has already released P65 billion to the local government units for the distribution of cash aid for low-income households and other vulnerable groups suffering the most from the crisis. MANILA – The Philippines is still far from flattening the coronavirus disease 2019 (COVID-19) curve with just two weeks remaining in the extended Luzon-wide enhanced community quarantine (ECQ), according to Malacañang.  center_img “Humanahap tayo ng balanse between ‘yung obligasyon ng estado na protektahan ang kalusugan ng mga mamamayan [at] doon naman sa karapatan ng mga mamamayan na magkaroon ng hanapbuhay,” he added. “Nakikita po natin na tumaas, bumaba at pataas pa rin ang po ang COVID (cases). Nakakalungkot po na bagamat tayo po’y nag-extend ng ECQ ay hindi pa rin natin nafa-flatten ang curve,” said Presidential spokesperson Harry Roque in a virtual media briefing on Thursday, urging the public to follow home quarantine rules and physical distancing. The amount had been downloaded to 1,228 LGUs, citing a report from the Department of Social Welfare and Development (DSWD). The financial assistance has already reached four million poor families. Cabinet Secretary and Inter-Agency Task Force spokesperson Karlo Nograles, meanwhile, said that the Philippines having the highest number of COVID-19 cases in Southeast Asia is not a cause for alarm. Around 18 million low-income households and those in the informal sector will be targeted to receive monthly cash subsidies amounting to P5,000 to P8,000 for two months as mandated by the Bayanihan to Heal as One Act (Republic Act 11469)./PN “In an ideal world dapat ipagpatuloy ang ECQ pero ang realidad nga ay kinakailangan din magkaroon ng kabuhayan ang ating mga kababayan,” Roque said.last_img read more

Bulldogs Middle School Track Results

first_imgBatesville vs. Sunman-Dearborn Middle School Track results from (4-21).Girls:  Sunman Dearborn  72     Batesville  33Batesville Girls Results:  Discus-2 Katie Bedel (61’6”); Shot Put-3 Katie Bedel (23’10.5”); High Jump-2 Katie Bedel (4’4”); Long Jump-2 Liz Loichinger (11’11.5”); 100M-2 Chloe Schroeder (14.21); 400M-1 Chloe Schroeder (1:06.74); 800M-1 Liz Loichinger (2:46.60)  3 Katie Olsen (2:53.90); and 1600M-1 Liz Loichinger (5:56.45)  2 Lexi Huber (6:15.88)  3 Lily Pinckley (6:19.30).Boys:  Sunman Dearborn  76     Batesville  29Batesville Boys Results:  Discus-1 Axel Garcia (84’6.5”); High Jump-3 Kaleb McBeath (4’10”); 110M Hurdles-2 Juan Garcia (17.54); 100M-3 Charlie Laymon (12.98); 200M-1 Charlie Laymon (26.22); 400M-2 Eli Pierson (1:00.12); 800M-1 Ean Loichinger (2:30.56); and 1600M-1 Ean Loichinger (5:24.18)  3 James Kuisel (5:35.93).Courtesy of Bulldogs Coach Derek Suits.last_img read more

Spain recalls Morata to squad, Ansu Fati, Ceballos miss out

first_imgRelatedPosts Bale completes Tottenham return from Real Madrid Tottenham sign £25m Sergio Reguilon Tottenham re-signs Bale on loan Spain have recalled Alvaro Morata for their Euro 2020 qualifiers against Malta and Romania after the striker scored five times in his last five games for Atletico Madrid.Spain, who have already qualified for next year’s championship, need to avoid defeat in one of their two remaining games in order to progress as Group F winners.There was a maiden call up for Dani Olmo.However, Barcelona’s Ansu Fati and Arsenal’s Dani Ceballos missed out.Zagreb forward Olmo, who was a key part of the Spain Under-21 side that won this year’s European Championship, has impressed for the Croatian side in the Champions League this season.The squad contains just five players from Spain’s so-called “big three” sides: Real Madrid, Atletico Madrid and Barcelona.Manchester City midfielder Rodri, who has not played since October 22 due to a hamstring problem, is included, while Barcelona’s Jordi Alba misses out through injury.There is also no place for Barca teammate Fati.The 17-year-old forward was granted Spanish citizenship in September before making his Under-21 debut last month.He is expected to be named by Luis de la Fuente in the U-21 squad later on Friday.Spain host Malta on November 15 and Romania three days later.Spain squad in full:Goalkeepers: David de Gea (Manchester United), Kepa Arrizabalaga (Chelsea), Pau Lopez (Roma)Defenders: Jose Gaya (Valencia), Dani Carvajal (Real Madrid), Raul Albiol (Napoli), Inigo Martinez (Athletic), Sergio Ramos (Real Madrid), Juan Bernat (PSG), Pau Torres (Villarreal), Jesus Navas (Sevilla)Midfielders: Sergio Busquets (Barcelona), Rodri (Manchester City), Thiago (Bayern), Saul Niguez (Atletico), Fabian Ruiz (Napoli), Santi Cazorla (Villarreal)Forwards: Rodrigo (Valencia), Gerard Moreno (Villarreal), Paco Alcacer (Borussia Dortmund), Mikel Oyarzabal (Real Sociedad), Alvaro Morata (Atletico), Dani Olmo (Dinamo Zagreb).Reuters/NAN. Tags: Dani OlmoReal Madridlast_img read more

Debuchy ruled out for three months

first_img Debuchy, signed from Newcastle for £12million in the summer, was taken off after catching his studs in the turf against Manchester City on September 13. It had been hoped the full extent of the injury would not prove severe, but the France full-back now faces an extended spell on the sidelines. Arsenal defender Mathieu Debuchy will be out for around three months following surgery on an ankle injury, manager Arsene Wenger has confirmed. Speaking to Arsenal Media, Wenger said: “He had surgery on Friday and will be out for three months. A reasonable delay is three months. “All went well, but it can be a week or two earlier or a week or two later, but it will be around three months. “It is a blow of course, how big it will be we will only know afterwards because it will be down to how well we replace him. We bought (Calum) Chambers for that.” Chambers is, along with Hector Bellerin, expected to feature for Tuesday night’s Capital One Cup tie against Southampton at the Emirates Stadium. Wenger intends to utilise his squad for the clash against the Saints, who are second in the Barclays Premier League following their win at Swansea. “Tomorrow night you might see Hector Bellerin, Francis Coquelin and Isaac Hayden. In the squad, we also have Chuba Akpom and Semi Ajayi as well. These are the players that are the closest,” said Wenger. The Arsenal manager also confirmed Nacho Monreal and Yaya Sanogo were still not match-fit, while England forward Theo Walcott should return after the international break from the knee injury which ruled him out of the World Cup. Wenger is confident 18-year-old Akpom, who impressed during spells at Brentford and Coventry last season, has the needed attributes to make an impact at the top level. Press Association “I am happy that he has developed as a goal scorer, because when he was a younger kid, his problem was finishing. That has gone now,” said Wenger. “He is a very good finisher and he has now to learn the tactical side of his game. Then he will be ready, because he is a huge talent.” As well as Walcott and Alex Oxlade-Chamberlain, Chambers is another Southampton Academy graduate now in the Arsenal squad. Wenger has been impressed by the calibre of players produced by the south coast club, who also schooled the raw talents of Real Madrid star Gareth Bale. “I think if you look at the talents they have sold over the years, they could have been contenders to win the Premier League because they lost Oxlade-Chamberlain, Walcott, Bale plus all the players they lost last season, plus all the players they still have. They have done a fantastic job at Southampton, they deserve a lot of credit,” said Wenger. The Gunners boss has been impressed by the achievements of Ronald Koeman, who took over a difficult job in the summer following the departure of former boss Mauricio Pochettino to Tottenham as well as the sale of several key men. “They are miracle workers at Southampton and you must say everybody expected them to collapse, they lost the spine of their team, they lost their manager and they bounced back in a such a way,” added Wenger, whose side put recent inconsistencies behind them with an impressive 3-0 win at Aston Villa on Saturday. “I must say when I saw them against Liverpool where they lost the game, I thought straight away that this team is very strong and very good.” last_img read more